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COCARD-IMG Bank Solutions provides expertise in merchant credit card acceptance for community and retail banks, credit unions and select associations. We offer a superior level of customer service from our award winning Client Services Group. Services offered include conversion of existing accounts to our processing network, front-line customer service and sales of new merchant accounts that help enhance bank relationships.

COCARD-IMG Bank Solutions works with your bank to implement a merchant services program that fits the goals and requirements of each individual bank. By understanding your bank we are able to eliminate risk, increase your merchant services revenue and grow your portfolio..

"I have worked with COCARD on converting two different bank merchant portfolios.  The staff I worked with made the conversions very easy and they were always concerned with customer services.  Not only the service they were giving to our banks but also the services they were giving our customers.
--Jim Severson - First National Bank
“If you are looking for a merchant services provider that will encompass all the best qualities, then COCARD is your answer.”
-- Chastati Schaefer- Bank Cherokee


CoCard is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.

 CoCard is a registered ISO/MSP of Fifth Third Bank, Cincinnati, OH, Member FDIC



Privacy Notice

In connection with your transaction, CoCard may obtain information about you and your business as described in this notice.


1.  We collect nonpublic personal information about you from the following sources:


Information we receive from you on applications and other forms.

Information about your transactions with us, our affiliates or other.

Information we receive from a consumer reporting agency (e.g. credit bureau).

2.  We may disclose all of the information we collect, as described above to companies that perform marketing on our behalf or to financial institutions with whom we have joint marketing agreements.  We may make such disclosures about you as a consumer, customer, or former customer.


3.  We may disclose nonpublic personal information about you as a consumer, customer or former customer, to non-affiliated third parties as permitted by law (i.e. the police or other government authority issuing a subpoena or litigants in response to a legal process).


4.  We restrict access to all nonpublic personal information about you to those personnel who need to know that information in order to determine your eligibility for products and services, and to provide you with products and services, and to others who are subject to confidentiality provisions and restrictions that prohibit the use of that information beyond performance of specified services.  To guard your nonpublic information we maintain physical, electronic, and safeguards that comply with federal standards.