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  Success Program  
The Success Program is designed and customized for each and every bank based on their specific needs.

COCARD-IMG Bank Solutions will implement marketing growth strategies for your bank. These strategies will include working with your account representative and our customer service.

Growth programs include:
  • Ongoing training programs
  • Marketing assistance (quarterly contest, incentives, direct mail)
  • Recurring branch visits
  • Confidence factor
  • Merchant Brochures Provided for each Branch


With COCARD’s “Interchange Plus” pricing, combined with a guaranteed revenue share on all fees, we can assure to give your customers the most competitive rates and at the same time maximize income to the bank.

No Long Term Contract

We offer a no-risk, 12 month revolving agreement. This agreement does not force you to do business with us rather we have to work to earn your business.

Bank Benefits

  • Application process performed by CBS with 24 hour approvals
  • Documented referrals and monthly reporting
  • Bank has no financial liability
  • State-of-the-art equipment and software options
  • Customized marketing programs
  • Quarterly and annual incentive programs
  • Extensive conversion plan
  • Quarterly portfolio meetings
  • Front-line customer service

Conversion Process

  • Data gathering (1-3 weeks)
  • Build files on each merchant (1 week)
  • Notification mailed on bank letterhead (1 week prior to conversion)
  • Portfolio assigned to conversion team members
  • Conversion manager and team complete applications and starter kits
  • Personal contact made to each merchant (with bank representative if desired) 
  • Average conversion completed in 2-3 weeks
COCARD® is a registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek, CA
COCARD® is a registrered ISO/MSP of First National Bank of Omaha, Omaha, NE
COCARD® is a registered ISO/MSP of Chase Paymentech Solutions, LLC
American Express® requires separate approval